{"id":6288,"date":"2025-12-10T07:00:00","date_gmt":"2025-12-10T06:00:00","guid":{"rendered":"https:\/\/abert.es\/?p=6288"},"modified":"2025-12-10T18:19:39","modified_gmt":"2025-12-10T17:19:39","slug":"actualizacion-normativa-2025-los-cambios-que-todo-propietario-e-inversor-en-alcoy-debe-conocer","status":"publish","type":"post","link":"https:\/\/abert.es\/es_es\/10\/12\/actualizacion-normativa-2025-los-cambios-que-todo-propietario-e-inversor-en-alcoy-debe-conocer\/","title":{"rendered":"Actualizaci\u00f3n normativa 2025: los cambios que todo propietario e inversor en Alcoy debe conocer"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Panorama legislativo 2025 en Espa\u00f1a<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udccb Principales novedades que afectan al mercado inmobiliario:<\/strong><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfe0&nbsp;<strong>1. Nueva ley de vivienda (modificaciones 2025)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udd35 Para propietarios en Alcoy:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcc9 L\u00edmites al precio del alquiler:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zonas tensionadas<\/strong>&nbsp;&#8211; Alcoy podr\u00eda ser incluida<\/li>\n\n\n\n<li><strong>Referencia de precios<\/strong>&nbsp;actualizada trimestralmente<\/li>\n\n\n\n<li><strong>Se regula el incremento m\u00e1ximo anual<\/strong> <strong>de la renta <\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcdd Contratos de alquiler:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Duraci\u00f3n m\u00ednima:<\/strong>\u00a05 a\u00f1os (personas f\u00edsicas) \/ 7 a\u00f1os (empresas)<\/li>\n\n\n\n<li><strong>Pr\u00f3rroga autom\u00e1tica<\/strong>&nbsp;si el propietario no notifica con 4 meses de antelaci\u00f3n<\/li>\n\n\n\n<li><strong>Indemnizaci\u00f3n por desahucio:<\/strong>&nbsp;3 meses (en vez de 2) para el inquilino<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcb0 Bonificaciones fiscales:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reducci\u00f3n hasta del 50% en el IBI<\/strong>&nbsp;para viviendas en alquiler de precio asequible<\/li>\n\n\n\n<li><strong>Deducci\u00f3n hasta del 60%<\/strong>&nbsp;en el IRPF por alquiler a j\u00f3venes (18-35 a\u00f1os)<\/li>\n\n\n\n<li><strong>Exenciones<\/strong>&nbsp;para alquileres inferiores al precio de referencia.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udd35 Para inquilinos en Alcoy:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd12 Protecciones reforzadas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Prohibici\u00f3n<\/strong>&nbsp;de subidas superiores al \u00edndice de referencia<\/li>\n\n\n\n<li><strong>Derecho preferente<\/strong>&nbsp;de compra para el inquilino<\/li>\n\n\n\n<li><strong>Limitaci\u00f3n<\/strong>&nbsp;de fianzas (m\u00e1ximo 2 mensualidades)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfd8\ufe0f&nbsp;<strong>2. Cambios en la fiscalidad de la vivienda<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcca Para vivienda habitual:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 Beneficios mantenidos:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exenci\u00f3n total<\/strong>&nbsp;en plusval\u00edas tras 3 a\u00f1os (antes 2 a\u00f1os) para mayores de 65 a\u00f1os<\/li>\n\n\n\n<li><strong>Deducci\u00f3n por compra:<\/strong>&nbsp;15% primeros 30.000\u20ac (j\u00f3venes &lt;35 a\u00f1os)<\/li>\n\n\n\n<li><strong>Amortizaci\u00f3n anticipada<\/strong>&nbsp;sin penalizaci\u00f3n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcca Para vivienda de alquiler:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcc8 Nuevos incentivos:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reducci\u00f3n del 50%<\/strong>&nbsp;en la declaraci\u00f3n de rentas por alquiler asequible<\/li>\n\n\n\n<li><strong>Amortizaci\u00f3n acelerada<\/strong>&nbsp;del 3% anual del valor de construcci\u00f3n<\/li>\n\n\n\n<li><strong>Deducciones<\/strong>&nbsp;por rehabilitaci\u00f3n energ\u00e9tica (hasta el 40%)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcca Para vivienda vacacional:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u26a0\ufe0f Restricciones aumentadas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u00edmite de 90 d\u00edas<\/strong>&nbsp;de alquiler por plataformas<\/li>\n\n\n\n<li><strong>Licencia espec\u00edfica<\/strong>&nbsp;obligatoria en municipios &gt;20.000 habitantes<\/li>\n\n\n\n<li><strong>Sanciones<\/strong>&nbsp;hasta 30.000\u20ac por incumplimiento<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfe6&nbsp;<strong>4. Acceso a la financiaci\u00f3n hipotecaria<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udd11 Criterios m\u00e1s flexibles:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67\u200d\ud83d\udc66 Para familias:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Relaci\u00f3n cuota-ingresos:<\/strong>&nbsp;40% (antes 35%)<\/li>\n\n\n\n<li><strong>Plazo m\u00e1ximo:<\/strong>&nbsp;30 a\u00f1os (40 para j\u00f3venes)<\/li>\n\n\n\n<li><strong>Edad l\u00edmite:<\/strong>&nbsp;75 a\u00f1os para finalizar hipoteca<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udfaf Para j\u00f3venes (&lt;35 a\u00f1os):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Entrada reducida:<\/strong>&nbsp;10% (antes 20%)<\/li>\n\n\n\n<li><strong>Comisiones de apertura<\/strong>&nbsp;bonificadas<\/li>\n\n\n\n<li><strong>Per\u00edodo de carencia<\/strong>&nbsp;de 2 a\u00f1os posible<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"573\" src=\"https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-1024x573.jpg\" alt=\"\" class=\"wp-image-6292\" srcset=\"https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-1024x573.jpg 1024w, https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-300x168.jpg 300w, https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-768x430.jpg 768w, https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-1536x860.jpg 1536w, https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1-18x10.jpg 18w, https:\/\/abert.es\/wp-content\/uploads\/2025\/12\/Normativa-2025-Espana-mercado-inmobiliario-1.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfd9\ufe0f&nbsp;<strong>5. Implicaciones espec\u00edficas para Alcoy<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udccd Contexto local alcoyano:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcca Nuestro mercado:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Precio medio vivienda:<\/strong>&nbsp;1.000 \u20ac\/m\u00b2<\/li>\n\n\n\n<li><strong>Renta media:<\/strong>&nbsp;1.750 \u20ac\/mes<\/li>\n\n\n\n<li><strong>Alquiler medio:<\/strong> 400 \u20ac\/mes<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udfaf Zonas tensionadas potenciales:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Centro<\/strong> <strong>urbano-Zona universitaria<\/strong><\/li>\n\n\n\n<li><strong>Barrio de Ensanche<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcb0 Impacto econ\u00f3mico en propietarios:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 Oportunidades:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rehabilitaci\u00f3n energ\u00e9tica<\/strong>&nbsp;muy subvencionada<\/li>\n\n\n\n<li><strong>Alquiler a j\u00f3venes<\/strong>&nbsp;con beneficios fiscales<\/li>\n\n\n\n<li><strong>Inversi\u00f3n en vivienda asequible<\/strong>&nbsp;incentivada<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u26a0\ufe0f Riesgos:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Limitaci\u00f3n de rentabilidad<\/strong>&nbsp;en alquileres<\/li>\n\n\n\n<li><strong>Costes de adaptaci\u00f3n<\/strong>&nbsp;normativos<\/li>\n\n\n\n<li><strong>Burocracia aumentada<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcde&nbsp;<strong>\u00bfNecesitas asesoramiento personalizado en Alcoy?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udccd Como consultor \u00fanico, ofrezco:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd0d An\u00e1lisis personalizado<\/strong>&nbsp;de tu situaci\u00f3n espec\u00edfica<br><strong>\ud83d\udccb Explicaci\u00f3n clara<\/strong>&nbsp;de c\u00f3mo te afectan los cambios<br><strong>\ud83d\udcb0 Optimizaci\u00f3n fiscal<\/strong>&nbsp;seg\u00fan tu caso<br><strong>\ud83e\udd1d Mediaci\u00f3n<\/strong>&nbsp;en contratos y acuerdos<br><strong>\ud83d\udcca Seguimiento continuo<\/strong>&nbsp;de novedades normativas<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udcf2 Contacta directamente conmigo:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Abert Consultor\u00eda Inmobiliaria<\/strong><br><strong>\ud83d\udccd En Alcoy<\/strong><br><strong>\ud83d\udcde Tel\u00e9fono personal:<\/strong>&nbsp;622 20 27 27<br><strong>\ud83d\udce7 Email directo:<\/strong>&nbsp;info@abert.es<br><strong>\ud83c\udf10 Web:<\/strong>&nbsp;<a href=\"http:\/\/https.\/\/abert.es\" target=\"_blank\" rel=\"noreferrer noopener\">abert.es<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcad&nbsp;<strong>Reflexi\u00f3n final<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Los cambios normativos de 2025 presentan&nbsp;<strong>tanto desaf\u00edos como oportunidades<\/strong>&nbsp;para el mercado inmobiliario alcoyano. La clave est\u00e1 en:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp;<strong>Informarse correctamente<\/strong><br>\u2705&nbsp;<strong>Adaptarse a tiempo<\/strong><br>\u2705&nbsp;<strong>Aprovechar las ayudas<\/strong>&nbsp;disponibles<br>\u2705&nbsp;<strong>Buscar asesoramiento profesional<\/strong>&nbsp;cuando sea necesario<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u00abEn un mercado en constante cambio, el conocimiento es tu mejor inversi\u00f3n\u00bb<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pablo<\/strong><br><em>Consultor Inmobiliario Personal &#8211; Alcoy<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Panorama legislativo 2025 en Espa\u00f1a \ud83d\udccb Principales novedades que afectan al mercado inmobiliario: \ud83c\udfe0&nbsp;1. Nueva ley de vivienda (modificaciones 2025) \ud83d\udd35 Para propietarios en Alcoy: \ud83d\udcc9 L\u00edmites al precio del alquiler: \ud83d\udcdd Contratos de alquiler: \ud83d\udcb0 Bonificaciones fiscales: \ud83d\udd35 Para inquilinos en Alcoy: \ud83d\udd12 Protecciones reforzadas: \ud83c\udfd8\ufe0f&nbsp;2. Cambios en la fiscalidad de la vivienda \ud83d\udcca [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6293,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[27,93,58,516,514,515,318,216,513,224],"class_list":["post-6288","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria","tag-alcoy","tag-alquiler","tag-arrendamiento","tag-consultor-inmobiliario","tag-inversor","tag-legislacion","tag-ley-de-vivienda","tag-mercado-inmobiliario","tag-normativa-2025","tag-propietario"],"_links":{"self":[{"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/posts\/6288","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/comments?post=6288"}],"version-history":[{"count":4,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/posts\/6288\/revisions"}],"predecessor-version":[{"id":6319,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/posts\/6288\/revisions\/6319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/media\/6293"}],"wp:attachment":[{"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/media?parent=6288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/categories?post=6288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abert.es\/es_es\/wp-json\/wp\/v2\/tags?post=6288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}